We offer two types of POS plans:

PASSAGE PLANS

Passage plans may help make it easier for you to get the care you need and eliminate cost surprises. Consider our Passage Silver plans with:

- No deductible for doctor office and urgent care visits

- Unlimited primary care doctor visits for just $5 each

- Specialist visits starting at $25 each, with a referral from your primary care doctor

CHOICE PLANS

Choice plans let you manage your care your way with access to our broad network and the freedom to see a specialist without a referral. There are many Choice POS plans to consider, including our Choice Silver Alternative POS plans with:

- No deductible for doctor office and urgent care visits

- $0 copay for a primary care visit at a Sanitas Medical Center

- Specialist visits starting at $25 each

ConnectiCare plans through Access Health CT are grouped by “metal” level, which helps you to better understand how much of your medical expenses are covered. Listed below are descriptions for premium ranges and out-of-pocket costs for each metal level.


Metal Level Premiums Member's Out-of-Pocket Costs Plan Pays
bronze Lowest Highest 60%
silver Moderate Moderate 70%
gold Higher Lower 80%
†Average amount plan pays for covered services.

2018 PASSAGE PLANS

Metal Level Plan Name Individual & Family Deductible PCP Visit Cost Share
Passage Bronze Alternative PCP POS $6,500/$13,000* $0 
(deductible waived)
  Passage Silver Alternative PCP POS  $4,000/$8,000 $5 copay 
(deductible waived) 
Image Description Passage Silver Alternative
PCP POS (CSR 73%)**
$3,250/$6,500 $5 copay
(deductible waived)
Image Description Passage Silver Alternative
PCP POS (CSR 87%)**
$1,250/$2,500 $5 copay
(deductible waived)
Image Description Passage Silver Alternative
PCP POS (CSR 94%)**
$300/$600 $5 copay

2018 CHOICE PLANS

Metal Level Plan Name Individual & Family Deductible PCP Visit Cost Share
Image Description Choice Bronze Standard POS $6,000/$12,000* $40 copay
(deductible waived)
Image Description Choice Bronze Standard
POS HSA
$5,685/$11,370* 10% coinsurance after deductible
Image Description Choice Silver Standard POS $3,700/$7,400 $40 copay
(deductible waived)
Image Description Choice Sliver Standard
POS (CSR 73%)**
$3,350/$6,700 $40 copay
(deductible waived)
Image Description Choice Silver Standard
POS (CSR 87%)**
$600/$1,200 $20 copay
(deductible waived)
Image Description Choice Silver Standard
POS (CSR 94%)**
N/A $10 copay
Image Description Choice Silver Alternative POS $1,750/$3,500* At a Sanitas Medical Center: $0
For all other network Primary Care:
$40 copay
(deductible waived)
Image Description Choice Silver Alternative
POS (CSR 73%)**
$1,750/$3,500* At a Sanitas Medical Center: $0
For all other network Primary Care:
$40 copay 
(deductible waived)
Image Description Choice Silver Alternative
POS (CSR 87%)**
$1,000/$2,000* At a Sanitas Medical Center: $0
For all other network Primary Care:
$25 copay
(deductible waived)
Image Description Choice Silver Alternative
POS (CSR 94%)**
$150/$300* At a Sanitas Medical Center: $0
For all other network Primary Care:
$15 copay
(deductible waived)
Image Description Choice Gold Standard POS $1,250/$2,500 $20 copay
(deductible waived)
   Choice Catastrophic POS***
 $7,350/$14,700*
$30 copay for the first 3 visits.
Deductible applies for additional visits.
$0 after deductible


*Integrated medical and prescription drug deductible. 

**Cost Sharing Reduction (CSR) plans are only available through Access Health CT, and enrollment is limited to those individuals with qualifying income levels based on income and household size. Please visit accesshealthct.com to find out if you are eligible to enroll in a Cost Sharing Reduction Plan, which can reduce the amount you have to pay out of pocket for essential health benefits.

***The Standard Basic Point of Service (POS) plan is a catastrophic plan and available only to adults under age 30 and those with financial hardship who qualify. There are also plans on Access Health CT that are available to Alaskan Natives and American Indians. 

Notice of Rate Justification

For ConnectiCare plans offered through Access Health CT, coverage is underwritten by ConnectiCare Benefits, Inc. only, not by Access Health CT.

$7,350/$14,700*